fully or partially financially for losses or damages caused by events beyond the control of the insured in this case is the customers insurance products .
In an insurance contract , the insurer indemnify the other party ( the insured ) against loss in a certain amount , which occurs from the possibility of losses specified in a certain period , provided that the cost of the so-called premium paid .
In general insurance , compensation is usually proportional to the losses suffered , while the life insurance is usually paid by a fixed amount . Some types of insurance ( such insurance product ) is an important component of risk management , and it is mandatory in some countries .
Insurance provides protection against the loss of something intangible . This insurance can not ensure the continuity of business , market share , or the trust of customers , and can not provide compensation in the form of knowledge , skills , or resources to continue operations
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