3 serangan JOKOWI "Disana Partainya Besar - besar"

3 serangan JOKOWI "Disana Partainya Besar - besar" - Calon presiden yang di usung oleh partai PDI Perjuangan Joko Widodo (Jokowi) menilai, lawannya dalam pemilihan presiden (Pilpres) mendatang, Prabowo Subianto adalah lawan tangguh. Terlebih beberapa partai besar berkoalisi dan mendukung Prabowo.

Jokowi menyampaikan "Sekarang ini kita memang bertanding dengan lawan tanding yang tanggung. Partainya besar-besar ada di sana,"  di Lapangan Renon, Denpasar, Bali, Kamis (29/5).

Selain didampingi partai besar, Jokowi mengatakan, Prabowo juga memiliki keuangan yang lebih besar. Namun, bukan berarti membuatnya pesimis.?

Ketua Umum Megawati Soekarnoputri mengingatkannya agar tidak gentar dan terus melanjutkan bersaing dalam Pilpres 9 Juli mendatang.

Prabowo Subianto Lempar sindiran untuk "kubu lawan"

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3 serangan JOKOWI "Di Sana Uangya Banyak"

3 serangan JOKOWI  "Di Sana Uangya Banyak" - Tegasnya, Finansialnya di sana juga banyak. Takut apa tidak?  Ra popo. Gak papa saya sudah dipesan oleh Ketua Umum Bu Mega, jangan takut, bergerak maju terus pantang mundur. Jangan takut, 

Capres Jokowi Pun meminta kepada para kader dan relawan untuk memaksimalkan pergerakan selama empat puluh hari terakhir ini.
Capres yang di usung oleh partai PDIP ini mengharapkan agar para relawan mendatangi para warga lain dari pintu ke pintu untuk menyakinkan mereka. Agar dapat memilih dirinya dan pasangannya Jusuf Kalla (JK) pada 9 Juli mendatang.

Jokowi Berkata "Tapi ingat sekarang kita tinggal 40 hari hati-hati saya hanya titip setelah pulang dari sini, seluruh kader partai koalisi dan seluruh relawan bergerak bersama-sama. Pekerjaan kita apa? Dari pintu ke pintu datengi satu persatu datangi per orang," 

3 serangan JOKOWI "Disana Partainya Besar - besar"

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3 serangan JOKOWI "Di sana Meniru"

3 serangan JOKOWI  "Di sana Meniru" - Pasangan Capres dan Cawapres Jokowi-Jusuf Kalla (JK) melaunching baju kampanyenya. Jokowi menggunakan baju kotak-kotak, sementara JK menggunakan kemeja putih.

Pada awalnya memang pasangan ini sepakat menggunakan baju putih-putih. Namun ternyata, hal ini sudah diikuti oleh pasangan Prabowo-Hatta.

Berikut cuplikan kata - kata Jokowi - "Kemarin kan kita pake putih-putih, eh di sana (Prabowo-Hatta) juga pakai putih-putih," ujar Jokowi di Rakernas NasDem di Hotel Mercure Ancol, Jakarta, Selasa (27/5).

Capres dari partai PDIP Jokowi bahkan percaya diri bahwa gayanya itu menjadi trendsetter. Sehingga diikuti oleh pasangan Prabowo-Hatta. Oleh sebab itu, akhirnya dia memutuskan untuk mengganti konsep kampanye dengan kemeja kotak-kotak dan kemeja putih.

"Trendsetternya tuh kita sebetulnya sananya follower, tapi okelah yasudah kita membangun sebuah diferensiasi yang jelas," Kata Jokowi.

3 serangan JOKOWI "Disana Banyak Uangnya"

3 serangan JOKOWI "Disana Partainya Besar - besar"

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Prabowo Subianto Lempar sindiran untuk "kubu lawan"

Prabowo Subianto Lempar sindiran untuk "kubu lawan" - Prabowo Subianto mengibaratkan kubunya sebagai Pandawa dalam perang Baratayuda. Dia meminta pendukungnya untuk meyakinkan rakyat siapa sesungguhnya kubu Kurawa.

Berikut kutipan kata - kata yang di lontarkan oleh Capres Prabowo Subianto "Kita ingin kita tegar kalau ada yang menyebar black campaign tidak usah kita balas. Semakin jahat, kita balas dengan kebaikan. Yakinkan kita ksatria pandawa, yakinkan rakyat siapa yang Kurawa dan siapa yang diridhoi Allah SWT," ujar Prabowo di Bandung, Selasa (28/5).

Prabowo Subianto juga menambahkan, ( hati boleh panas tetapi kepala tetap dingin dan tenang ) . "Karena kita berada di jalan yang benar. Bukan mereka-mereka yang ingkar janji," ujarnya.

Selain itu Prabowo Subianto juga menyindir Jakarta yang masih juga macet dan banjir. Namun Jokowi pun tak tinggal diam. Dia balik menyindir Prabowo. 

Inilah 3 macam sindiran Jokowi untuk Prabowo : 

1. "Di sana Meniru"
2. "Di sana Uangnya Banyak"
3. "Di sana Partainya Besar - besar"

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DEFINITIONS AND ELEMENTS OF INSURANCE

A. DEFINITIONS AND ELEMENTS OF INSURANCE


According to the provisions of Article 246 of the Commercial code , insurance or agreement to which the Insured was committed themselves to the insured to receive a premium to provide reimbursement to him for any loss, damage or loss of expected benefits that may be suffered as a result of a evenemen ( events are not sure ) .

According to the provisions of Act 2 of 1992 dated 11 February 1992 on Insurance Business ( " Insurance Law " ) , insurance or coverage is an agreement between two or more parties with which the parties committed themselves to the insured to receive the insurance premium to provide reimbursement to insured for loss , damage or loss of expected benefits , or legal liability to third parties which may be suffered by the insured arising from an uncertain events , or to provide a payment based on the death or life of an insured person .

Based on the definition above, insurance is a form of agreement which must be met the requirements as in Article 1320 of the Civil Code , but the characteristics of that insurance is an agreement that is speculative as stated in Article 1774 of the Civil Code .



According to Article 1774 of the Civil Code , " An approval of chance ( chance - overeenkomst ) is an act which results, on balance, good for all parties as well as for temporary party , dependent on an event that is not necessarily " .


Some important things about insurance :

It is an agreement which must comply with Article 1320 of the Civil Code ;
The agreement is adhesive means the contents of the agreement have been determined by the insurance company ( standard contract ) . However, this is not in line with the provisions of Act 8 of 1999 dated 20 April 1999 on Consumer Protection ;
There are two (2 ) parties in it which the Insurer and the Insured , but could also agreed that the different parties to the insured will receive dependents ;
The existence of the premium as a proof that the insured agrees to be held insurance agreement ;
The existence of an insurance agreement resulted in both parties are bound to perform its obligations .
It can be concluded that the elements that must be present on Insurance are :

Legal subjects ( insurer and insured ) ;
Free agreement between the insurer and the insured ;
Insurance objects and interests of the insured ;
Objectives to be achieved ;
Risk and premiums ;
Evenemen ( uncertain events ) and compensation;
The terms that apply ;
Insurance policy .


B. PURPOSE OF INSURANCE

a. Transfer of Risk
Insured held with the objective of transferring insurance risks that threaten property or soul . By paying a premium to an insurance company ( insurer ) , since it is also the risk transferred to the insurer .

b . Compensation Payments
If an earnest happening when the event giving rise to the loss ( the risk of turning into a loss ) , then the insured will be paid compensation in the amount equal to the amount of insurance . In practice the losses incurred can be partially ( partial loss ) , not everything is a total loss ( total loss ) . Thus , the insured entered into the insurance is to obtain compensation payments truly suffered .

In payment of compensation by the insurance company applies the principle of subrogation ( set out in article 1400 Code Per ) where the compensation berpiutang ( insured ) by a third party ( the insurer / insurance ) - which pays for the berpiutang ( value of insurance claims ) - occurs either as well as approval of the legislation .

C. DURATION OF INSURANCE

The rights and obligations of the insurer and the insured arising at the conclusion of the insurance policy although not yet published . Insurance coverage in practice evidenced by the approval of the application or temporary contract signing ( cover note ) and the payment of premiums . Furthermore, in accordance with the applicable legislation , the insurer or the insurer must issue an insurance policy ( Article 255 businesses)

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Akibat sering instal ulang Sistem Operasi

 Akibat sering instal ulang Sistem Operasi

      Akibat sering instal ulang Sistem Operasi - Kali ini Mas Tekno akan berbagi tips dan sedikit cerita mengapa banyak orang yang seringkali instal ulang OS.  Untuk mengatasi masalah-masalah berat pada komputer,  menginstall ulang Sistem Operasi seringkali di jadikan jalan keluar . Tetapi yang perlu di ingat bahwa install ulang bukanlah jalan keluar terbaik yang bisa dilakukan untuk mengatasi masalah pada komputer, bahkan terlalu sering melakukan install ulang terkadang akan menjadi masalah rumit di kemudian hari. Berikut ini adalah beberapa konsekuensi yang mungkin dialami jika terlalu sering melakukan install ulang OS komputer Anda.

• Dependence reinstall OS 

     Terlalu sering melakukan install ulang bisa membuat kamu ketergantungan. Sedikit-sedikit install ulang, ada masalah sedikit langsung install ulang, kinerja PC / laptop terasa lemot sedikit langsung install ulang, dan seterusnya. Tentu saja hal ini tidak baik bagi PC / laptop Anda, khususnya bagi komponen penting seperti hardisk.

• Shortened Battery Life 

     Proses instalasi OS pada laptop sebaiknya menggunakan charger sampai proses instalasi itu selesai. Menginstal OS dalam kondisi baterai dilepas adalah cara yang salah karena tegangan listrik yang masuk kurang stabil dan jika melakukan install OS dalam kondisi baterai terpasang tanpa charger jika terlalu sering akan membuat umur baterai berkurang tanpa Anda sadari.

• Hardware Damage Risk

    Instalasi OS yang terlalu sering juga dapat menyebabkan meningkatnya resiko kerusakan hardware karena proses ini merupakan proses yang cukup berat.

• Data Loss Risk

    Setiap proses install ulang membawa resiko kehilangan data, terutama jika tidak dilakukan dengan benar. Proses format saat install ulang jika terlalu sering dilakukan juga berpotensi membuat hardisk lebih cepat bermasalah hingga data-data didalamnya bisa terancam.

Dari efek terlalu seringnya menginstall ulang OS tersebut, untuk itu Anda perlu berhati-hati dan selektif dalam melakukan install ulang OS jika tidak benar-benar diperlukan.

Tips sebelum kalian memutuskan untuk instal ulang sistem operasi 

·         Perlu kalian ketahui masalah yang dihadapi dan cari jalan keluarnya,  entah itu masalah yang ditimbulkan oleh virus,  human error,  atau  permasalahan sistem.  Sebaiknya kamu berusaha menyelesaikannya terlebih dahulu sebelum memutuskan untuk melakukan install ulang.

·         Gunakan System Restore jika semua masalah sulit diatasi.  System Restore merupakan tool ampuh yang bisa kamu gunaka untuk mengembalikan OS menjadi seperti sebelum terjadinya masalah.  

       

           Kemudian  ketahui spesifikasi software yang nantinya akan digunakan. Dari sekian pengalaman saya, banyak orang yang tidak mengetahui bahwa software yang nantinya mereka butuhkan ternyata tidak mendukung OS yang dia install. Akhirnya software tersebut tidak bisa digunakan dan mereka terpaksa melakukan install ulang lagi.

·         Dan ketahui spesifikasi Hardware yang  dimiliki, Ini bertujuan untuk menghindari hal-hal yang tidak diinginkan saat melakukan proses install ulang OS. Jadi jika hardware yang kamu gunakan tidak mensupport OS yang ingin kamu install, sebaiknya tidak perlu nekat untuk melanjutkan proses install ulang tersebut daripada terjadi masalah dan akhirnya terpaska harus melakukan install ulang lagi.

    Kesimpulannya adalah bahwa install ulang OS hanya diperlukan jika suatu masalah yang dihadapi sudah benar-benar tidak bisa diatasi sama sekali, baik itu berupa karena virus, human error, maupun sistem error. Jika masalah tersebut masih bisa diselesaikan tanpa harus install ulang OS, tidak disarankan untuk install ulang OS pada komputer Anda.

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Debit & Credit

In accounting lessons or anything related to accounting course we often hear the term " debit " and " credit " . So what is the debit and credit ? Well let 's discuss together .

In the double-entry system ( Double Entry System ) , every business transaction is recorded most sedit into two accounts ( Accounts / GL Accounts ) . One of them will dicacat next discharge and others will dicacat next loan with a balance of debits and credits ( as I explained in a previous post , Accounting Equation ) . Well , on the double entry system , we can know which accounts are still noted as a debit or credit balance in normal .

Well , before we discuss the debits and credits in more detail let us pelajarai first what is meant by " Account" and what the hell account at the entry to the debit and credit side of the balance normal ?

What is " Account" ?



To record financial data company , usually an accountant would make a good system was computerized and manually to categorize transactions called " accounts " . When the accounting system is already set, then when journal transactions , must be based on criteria which accounts we have grouped in such a way ( of course, in accordance with existing accounting standards ) then the transaction will be identified and entered into the accounts that have been determined .

In general , the group accounts are as follows :

Ø Assets
Ø Liability
Ø Owner 's ( Stockholders ' ) Equity
Ø Revenues or Income
Ø Expenses
Ø Gains
Ø Losses
Well , the seventh name on top of it called " Charts Of Account " which is a group of accounts that could still be broken again . Suppose for the assets can be broken down into current assets and fixed assets . Continues current assets can be broken down still suppose to cash , inventory and accounts receivable , and so forth . Likewise with the other account chart .

Couple Bookkeeping System ( Double Entry Accounting )

Because each transaction is input into the system at least two accounts bookkeeping is known as double entry accounting . For example , if a company borrows money from a bank then the transaction will affect the account Cash and Notes Payable Company . This means that the addition of tone aka cash and debt . Well , when we pay the debt it will also affect cash and notes to the accounts payable in the form of a reduction in cash and notes payable . ;)

Likewise when the company decided to buy stock in cash , then the transaction will affect the inventory account and a cash account in the form of additions to the inventory and a reduction in the cash .

Debit and Credit

When we 've been able to identify two or more accounts that will be affected by a transaction , we have to debit the account and at least one opponent mencredit his account .

Debit transaction means we store the value on the left and mencredit store / mengentry transaction value to the right of J. Or by simple debit and credit was left was right . Hehehehe .... :)

Note :

Group Account balance is normally in debit ( if the increase in discharge ) :

dividend
Expense
asset
loss
While the Group Accounts are normally in credit balances are :

gain
income
revenue
Liability
Equity
To reduce the amount the value of an account then stay kebalikanya journalized . Suppose the asset increases when the assets are stored in the journal debit side , now when the asset is reduced then stored on the credit side

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Ledger

Ledger is a collection of the accounts that are used to summarize the transactions that have been recorded in the journal . Can also be interpreted ledger records the last stage in the accounting book of final entry that holds the summary data is already grouped or diklasifikasikanyang comes from the journal .
Ledger accounts sometimes do not reflect the data in detail , such as debt accounts , accounts receivable and merchandise inventory . To find Debt , Accounts Receivable and Merchandise Inventory in detail , required other accounts that are grouped in a book or a set of cards called ledger ( subsidiary ledger ) . Thus there is a debt ledger , accounts receivable ledger and subsidiary ledgers merchandise .




Shape Ledger


Ledger shape commonly used are :
1 . Shape T ( T account ) Form ledger is the most simple and just shaped like the letter T large . Shows the left side and the right side shows Debit Credit side . Account name is placed in the upper left and the account code is placed in the upper right .


2.Bentuk Skontro ; Ledger skontro form commonly called a two-column form . Skontro artinyasebelah contiguous ( divided by two ) that is next to the debit and credit side .

3 . Shape staffle ( single -column balances )
This form is used if necessary explanation of the relatively many transactions .

Posting to the general ledger

Recording into the Big Book ( Post )
Recording of the initial balance of the initial balance data ( if the company is already established before the period in question ) . Account is in debit side of the balance sheet is recorded as a debit and credit account in the balance sheet are recorded as a credit balance . Recording date of the transaction to be taken from the date of the transaction in the journal , to date column ledger accounts concerned .
Recording information is taken from the description / explanation of the column to the journal information on the relevant ledger accounts .
Recording the number of debit debit column in the journal to the account in question , and record the number of credits in the credit column of the journal to the account in question .
Recording journal page numbers to reference column ( Ref ) ledger accounts concerned
If the account in the journal have been booked into the account ledger , the journal noted in the reference column in question account code number .
If the account is used in the form of three or four columns column , look for the balance by comparing the balance amount with the transaction records . Recording debit debit balance will increase or reduce the credit balance , while recording credits will reduce the debit balance or increase a credit balance .

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travel insurance

For those of you who frequently travel out of town or out of the country be it for business or pleasure, then you should protect your trip with travel insurance . The main purpose of travel insurance is to protect you from the risks as long as you make the trip . The most fatal risks of traveling , especially by plane was an accident . If you are not covered by insurance , the cost of treatment is costly accidents and you risk losing revenue because they can not actively work again will make your finances worsen already like falling down the stairs . For the purposes of this travel insurance needs.

What are guaranteed by the travel insurance ? In general, the following things are guaranteed by travel insurance :

Risks caused by accidents , illness during the trip , the cost of medical treatment , and so on .
Losses due to the cancellation of the tour cost , departure delay or acceleration of the schedule that has been collated , the losses caused by the technical problems of the airline concerned , lagging aircraft , aircraft piracy , as well as loss , damage , or entrainment of luggage .

How to get travel insurance ?

Today almost all travel agencies in the protection facility is equipped with the risk of travel insurance . You live to make sure that your travel agent . If there is no insurance coverage , you can ask to the travel agency .

The advantages of using a travel insurance :



Users travel insurance is considered more seriously in a business trip or leisure travel, therefore , if you are traveling abroad and need to stay a few days , then the embassy more easily approve your application .

Travel insurance claims procedure

In general, travel insurance claim filing procedures are as follows :

If there is a risk of such an accident or illness , immediately ask the claims process by completing the fields on the form with photocopies of supporting documents like flight ticket ( e -ticket ) , original boarding pass , passport photocopy of the front page , photocopy of passport on the page where the risk occurs .
If you need medical care in the country of destination , the claims process can dialkukan in 2 ways ( depending on the policy and cooperation with the travel agency insurance company ) which costs are paid directly by the travel agency or system damages after you return home .

In particular , there are two claims are often filed by the insured to the insurance providers that perjalanana pearwatan cost of medical claims and injury claims that result in permanent disability or death to claim the following mechanisms :

Complementary documents claim form :
Original claim form
Copy of ticket / itinerary
Copy of passport

Complementary documents claim the cost of medical care

Original receipts of medical expenses
Medical certificate from the hospital and laboratory test results
Medical reports results of hospital visits
Medical certificate from the hospital or the doctor who treated
Receipts for airfare / rail / sea transport

Death and permanent total disability due to accident

Original medical certificate
An autopsy original / Legalized
Original police report / Legalized
Original death certificate / Legalized
The results of X-ray examination
Permanent disability certificate from the treating physician

Tips to avoid travel insurance claim denials

If you follow all the agreements contained a clause in the insurance policy , then your travel insurance claim will be accepted . In fact many of us do not understand , or do not care about these things so that their claims rejected by insurance companies . To avoid this you should learn some of the following is the cause of your claims denied by insurance companies :

Not included in clause ( contractual agreement ) , eg : accidental death , but apparently customers died of illness then death claims will not be paid
Included in the exceptions , for example : natural disasters , nuclear , war , and visited by the local government ban on autu location , and accidents while doing extreme sports , such as bungee jumping , horse riding , diving , and others .
Incomplete documents become the most frequent cause of your travel insurance is rejected . You can learn what documents are needed Yag as described above .
Late paying premiums that are due or even not buy an insurance policy despite buying travel tickets .
Too late to claim insurance , usually tolerance given time is between 30-60 days .
In the category of insurance crimes , namely intentionally harm to themselves to get the insurance claim

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